Arrange a Mortgage Appointment

    Mortgages & Financial Services

    Get a Mortgage Appointment with an Independent Mortgage Broker Cardwells Estate AgentsBefore you put in an offer on a house, it is vitally important that you know whether or not you can successfully apply for a mortgage. Factors such as your income, credit history, age, dependents, affordability and many others all contribute to whether or not a lender will lend to you and how much. Different lenders have different criteria to lend different amounts based on your information, meaning one bank may refuse to lend where another would not, so you must seek independent advice.

    As a buyer, it is also essential that you consider the importance and costs of protecting your mortgage against income loss due to job loss or health issues.

    At Cardwells Estate Agents, we can help you by introducing you to our independent financial advisers who will:

    • Find the mortgage that best suits your circumstances by searching the whole of the market, in the process saving you money
    • Help you budget by reviewing your current and future costs, making sure that your purchase is affordable
    • Explain and help you choose the right level of protection for your mortgage and lifestyle
    • There should be one point of contact throughout the entire mortgage process, as opposed to banks, where it can be challenging to speak to the same person who initially advised you.

    If you call one of our estate agent offices, we may record your call. We carry out this process in the interests of transparency to ensure the correct levels of service are being provided and to gain evidence of a business transaction/instruction. It will also help us with staff training, allowing us to build upon our already exemplary customer service.

    Local Mortgages & Financial Services

    We have offices in Bolton and Bury, and our selling areas cover much of Lancashire. We have property for sale around the North West, including Manchester. We will be happy to help you with any aspect of the home buying experience, whether it’s just a bit of advice on buying a home or you would like further information on our mortgages and financial services. Call one of our branches (we also cover Walkden and Worsley) or visit us to see exactly what we can do for you.